Ready for the Bank?

Scores your pack in the order a lender reads it, works out your debt service cover and turns any flat rate into APR.

Tick off your pack, type in your figures, and get a to-do list in the order the lender reads it.

What it tells you:

• How ready your pack is: Management, affordability, security and the plan, scored in that order.
• Your debt service cover: Now, and with the new loan's repayments added.
• What the quote really costs: Any flat rate turned into APR, with the fees in.
• What to do next: Every gap, listed in the order a lender reads it.

• Works on your phone, saves as you go
• What you enter stays on your device: nothing is uploaded

Access to the tool arrives by email from my course site within a few minutes.